Failed Payment Recovery Calculator
Plug in your numbers. This calculator shows how much you're losing to failed payments each month, what Stripe recovers on its own, and how much additional revenue a dedicated recovery tool would save. The math is based on industry averages: Stripe Smart Retries recover ~35% of failed payments, while dedicated dunning with email outreach recovers ~55%.
Your numbers
Industry average: 20-40% of SaaS churn is involuntary (failed payments)
Results
Monthly churn loss
$700
Lost to failed payments/mo
$210
Stripe recovers (~35%)
$74
SaveMRR recovers (~55%)
$116
Additional recovered/mo
+$42
Net annual gain
$276
Annual ROI
221%
Based on SaveMRR Starter at $19/mo ($228/year). This only counts payment recovery — Cancel Shield, Churn Radar, and Win-Back add more.
How to read these numbers
This calculator is conservative. It only measures the dunning (failed payment recovery) engine. SaveMRR also runs Cancel Shield (saves 42% of voluntary cancels), Churn Radar (catches at-risk customers before they leave), and Win-Back Autopilot (re-engages 12% of churned users). The total revenue impact is significantly higher than what this calculator shows.
Where the numbers come from
- 35% Stripe recovery — Stripe's Smart Retries + basic dunning email. This is the recovery rate when you use Stripe's defaults only. Source: aggregated Stripe data across SaaS accounts.
- 55% SaveMRR recovery — Stripe Smart Retries + SaveMRR's multi-email dunning sequence. The email outreach catches customers who need to manually update their card. Average across SaveMRR users.
- 20-40% involuntary churn — Industry research consistently shows that 20-40% of SaaS subscription churn comes from failed payments, not active cancellations.
Next step
This calculator uses industry averages. Want your actual numbers? Run SaveMRR's free Revenue Autopsy. It scans your Stripe data and shows exactly how much you lost to failed payments in the last 90 days — not estimates, real numbers from your account. Takes 60 seconds, no card needed.